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120 Night Trial + Financing = No Brainer!
With 120 nights to try your Layla® products, paired with low monthly payments, you only have to lay out a few bucks to try out one of our award winning mattresses.
If you don't love it, no problem - We'll just refund all the payments you've made.FINANCING FAQ
1. How do I get approved for mattress financing?
You just have to provide a few bits of information to Affirm in order to get a real time approval decision. You can do that one of 3 ways:
- Click here and get approved now, then select "Affirm Monthly payments" at checkout.
- Click the "Get Approved - Affirm" button on any of the product detail pages.
- Load up your cart and choose "Affirm Monthly Payments" at checkout.
2. Do you run a credit check for mattress financing?
3. What term lengths are available for mattress financing?
4. What will be my monthly payment when I finance a mattress?
5. How do I set up my monthly payments for mattress financing?
6. Are there any late fees if I miss a monthly payment?
No. You will never be charged a late fee with Affirm financing, guaranteed. No matter what the circumstance, the Affirm pledge is to work with you and never charge additional fees if you need more time to pay.
7. What is the down payment, APR, and interest rate for financing a mattress?
The down payment is $0 if you qualify. Depending on your eligibility, you may be required to make a down payment.
The APR is 0%.
The interest rate is 0%.
8. What's the return policy if I finance a mattress?
The return policy for all Layla® products is the same no matter how you choose to pay. For mattresses, you have 120 nights to return the mattress for any reason. If you choose to return, we'll pick up the mattress from you and refund all of the payments you've made to that point. If you made a down payment, that will also be refunded.
9. Will I be refunded all of the monthly payments I've made if I return the mattress?
Yes, you will be refunded all of your monthly payments if you choose to return the mattress within the stated trial period. If you made a down payment, that will also be refunded. You will get 100% of your money back.
10. Is financing good for other Layla® products?
Absolutely. You can choose to finance any Layla® product.
11. What is Affirm?
Affirm is a secure online lender that makes it totally easy on you. From their approval process, to their payment set up, it just doesn't get any easier to finance your purchase. Check out their website to learn more about Affirm.