Mattress
financing.
Sleep better. Pay later.

You just have to provide a few bits of information to Affirm in order to get a real time approval decision. You can do that one of 3 ways:

1. Click here and get approved now, then select "Affirm Monthly payments" at checkout.
2. Click the "Get Approved - Affirm" button on any of the product detail pages.
3. Load up your cart and choose "Affirm Monthly Payments" at checkout.

Our secure lending partner Affirm will run a soft check on your credit that will not harm your credit standing.

Once approved and you proceed to checkout, you will have the option to choose a 3, 6, or 12 month term.

Your monthly payment depends on how much you spend and the term length you choose (3, 6, or 12 month). Once at checkout, you will see the exact terms and monthly payment totals before you complete your order.

At checkout select "Affirm Monthly Payments" and choose 3, 6, or 12 months. Then simply complete your order and Affirm will email details on your payment dates and amounts.

No. You will never be charged a late fee with Affirm financing, guaranteed. No matter what the circumstance, the Affirm pledge is to work with you and never charge additional fees if you need more time to pay.

The down payment is $0 if you qualify. Depending on your eligibility, you may be required to make a down payment.

The APR is 0%.

The interest rate is 0%.

The return policy for all Layla^® products is the same no matter how you choose to pay. For mattresses, you have 120 nights to return the mattress for any reason. If you choose to return, we'll pick up the mattress from you and refund all of the payments you've made to that point. If you made a down payment, that will also be refunded.

Yes, you will be refunded all of your monthly payments if you choose to return the mattress within the stated trial period. If you made a down payment, that will also be refunded. You will get 100% of your money back.

Absolutely. You can choose to finance any Layla^® product.

Affirm is a secure online lender that makes it totally easy on you. From their approval process, to their payment set up, it just doesn't get any easier to finance your purchase. Check out their website to learn more about Affirm.