Checking won’t harm your credit.
Get a real time decision in about 2 minutes with just a few pieces of information. Finance a mattress, pillows, sheets, bases or whatever you want. Check your eligibility, get approved in minutes and go shopping for the bedroom you’ve always wanted, and the sleep that you deserve.
Not only is mattress financing with Layla and Affirm super easy, we guarantee to never charge you late fees no matter what the circumstance. Life happens and we’re here to flex and flow with you. If you ever need more time to make a payment, we’ll never hit you with a late fee...promise!
With 120 nights to try your Layla products, paired with low monthly payments, you only have to lay out a few bucks to try out one of our award winning mattresses.If you don’t love it, no problem - We’ll just refund all the payments you’ve made.
You just have to provide a few bits of information to Affirm in order to get a real time approval decision. You can do that one of 3 ways:
No. You will never be charged a late fee with Affirm financing, guaranteed. No matter what the circumstance, the Affirm pledge is to work with you and never charge additional fees if you need more time to pay.
The down payment is $0 if you qualify. Depending on your eligibility, you may be required to make a down payment.
The APR is 0%.
The interest rate is 0%.
The return policy for all Layla products is the same no matter how you choose to pay. For mattresses, you have 120 nights to return the mattress for any reason. If you choose to return, we’ll pick up the mattress from you and refund all of the payments you’ve made to that point. If you made a down payment, that will also be refunded.
Yes, you will be refunded all of your monthly payments if you choose to return the mattress within the stated trial period. If you made a down payment, that will also be refunded. You will get 100% of your money back.
Absolutely. You can choose to finance any Layla product.
Affirm is a secure online lender that makes it totally easy on you. From their approval process, to their payment set up, it just doesn’t get any easier to finance your purchase. Check out their website to learn more about Affirm.