Question 1

How do I get approved for mattress financing?

Accepted Answer

You just have to provide a few bits of information to Affirm in order to get a real-time approval decision. You can do that one of 3 ways: 1. Click here and get approved now, then select "Affirm Monthly Payments" at checkout. 2. Click the "Get Approved - Affirm" button on any of the product detail pages. 3. Load up your cart and choose "Affirm Monthly Payments" at checkout.

Question 2

Do you run a credit check for mattress financing?

Accepted Answer

Our secure lending partner Affirm will run a soft check on your credit that will not harm your credit standing.

Question 3

What term lengths are available for mattress financing?

Accepted Answer

Once approved and you proceed to checkout, you will have the option to choose a 3, 6, or 12-month term.

Question 4

What will be my monthly payment when I finance a mattress?

Accepted Answer

Your monthly payment depends on how much you spend and the term length you choose (3,6,12 months). Once at the checkout, you will see the exact terms and monthly payment totals before you complete your order.

Question 5

How do I set up my monthly payments for mattress financing?

Accepted Answer

At checkout select "Affirm Monthly Payments" and choose 3,6, or 12 months. Then simply complete your order and Affirm will email details on your payment dates and amounts.

Question 6

What is the down payment, APR, and interest rate for financing a mattress?

Accepted Answer

The down payment is $0 if you qualify. Depending on your eligibility, you may be required to make a down payment. 1. The APR is 0%. 2. The interest rate is 0%.

Question 7

What's the return policy if I finance a mattress?

Accepted Answer

The return policy for all Layla products is the same no matter how you choose to pay. For mattresses, you have 120 nights to return the mattress for any reason. If you choose to return, we'll pick up the mattress from you and refund all of the payments you've made to that point. If you made a down payment, that will also be refunded.

Question 8

Will I be refunded all of the monthly payments I've made if I return the mattress?

Accepted Answer

Yes, you will be refunded all of your monthly payments if you choose to return the mattress within the stated trial period. If you made a down payment, that will also be refunded. You will get 100% of your money back.

Question 9

Is financing good for other Layla products?

Accepted Answer

Absolutely. You can choose to finance any Layla product.

Question 10

What is Affirm?

Accepted Answer

Affirm is a secure online lender that makes it totally easy for you. From their approval process to their payment set up, it just doesn't get any easier to finance your purchase. Check out their website to learn more about Affirm.

Mattress
financing.
Sleep better. Pay later.

0% APR*

Mattress financing. Sleep better. Pay later.

0% APR*

Mattress
financing.
Sleep better. Pay later.